How to Cash Out Beans on BIGO LIVE: Steps, Requirements, and FAQs
Loren
04/07/2026

Having fun streaming on BIGO LIVE and want to turn your efforts into real cash? The only way is by cashing out your collected Bigo Beans. So, we’re bringing you this guide for everyone, whether you’re a casual streamer or a full-time host, to learn how to cash out Beans on Bigo. From what BIGO Beans are, to the requirements, and step-by-step withdrawal instructions, everything you need is right here in this guide.

How to Cash Out Beans on BIGO

What Are BIGO Beans? Can You Really Cash Them Out?

Think of Bigo Beans as your live stream applause, but with a better advantage, because these Beans actually pay you. Every time your viewers purchase Diamonds and send you creative virtual gifts during your stream, those received gifts come in the form of Bigo Beans directly to your wallet. So, Bigo Beans are basically BIGO’s way of turning your entertainment and connection with fans into real rewards.

And yes, Bigo Beans are not just for show, you can truly cash them out. The process is known as Bigo Beans Withdrawal. This is exactly how creators turn their in-app earnings into real income.

Wondering how to convert Bigo Beans to cash? It’s surprisingly simple. BIGO uses a fixed conversion system where 210 Beans = $1, making Bigo Beans to USD easy, then you can withdraw the converted USD directly to your bank account without hassle.

So if you’ve been curious about how to cash out beans on Bigo or how to withdraw Beans on Bigo Live, all the details you need are here in this guide. You can walk through the steps for earning beans and turning your content into cash.

What Do You Need Before Cashing Out BIGO Beans

Before you enjoy your first payout, take a few minutes to set up everything properly. So, you have to make sure these basics are ready:

  • A verified BIGO account: Make sure your account is fully set up with a linked phone number and basic ID verification. This keeps your earnings secure and ready for withdrawal.
  • A 6-digit withdrawal password: This is not your login PIN. You will create it inside the Wallet settings, and it acts as your safety key whenever you request a payout.
  • A linked withdrawal method: You need to connect a bank account or a Payoneer account. Just make sure the details match your BIGO account name and region to avoid delays.
  • Enough Beans in your wallet: You need to meet the minimum balance before requesting a withdrawal.

Pro Tip: Newly earned Bigo Beans do not always become available instantly. There is usually a short 48-hour holding period before they can be withdrawn. After that, you are all set.

How to Cash Out Beans on BIGO LIVE Step by Step

Ready to turn your Beans into real money? It’s quick, simple, and all done inside the app. Just follow these easy steps.

Step 1. Open the BIGO LIVE app and go to Wallet

Launch the app on your device, tap the “Me” or profile icon at the bottom right, then tap Wallet. You will see two tabs at the top: Diamonds and Beans. Tap the Beans tab to get started.

Step 2. Link your withdrawal method

If this is your first time, tap “Exchange Rewards” or the withdrawal option. Then select “Create new address” or “Link account.” Pick your region, enter your bank card details, or connect your Payoneer. Approval usually takes 30 minutes to 48 hours. Once linked, you’re ready for payouts.

Step 3. Check your Bean balance

Still inside the Beans tab, you’ll see your total balance along with its value in USD. The conversion is simple: 210 Beans = $1, so you can easily track how much you’ve earned from your streams.

Step 4. Confirm you meet the minimum withdrawal limit

Before cashing out, make sure you’ve reached the minimum requirement. You’ll need at least 6,700 Beans (around $32 USD) to withdraw. So first, you have to collect 6,700 Beans to get your first cashout. 

Step 5. Submit a withdrawal request

Tap “Exchange Rewards,” enter the amount you want to cash out, pick your linked bank or Payoneer, type in your 6-digit withdrawal password, and hit Confirm. Just double-check your details.

Step 6. Wait for processing

Once submitted, all that’s left is to wait. Most withdrawals are processed within 3–5 business days. Larger amounts might take a bit longer, but you’ll get notified once everything is completed and your earnings are transferred to your account.

Bonus Tip: While managing your Beans, you might want extra Diamonds to send gifts to other streamers and grow your audience. So, you can top up BIGO LIVE through Gamebar, a safe platform where Diamonds can be purchased easily at affordable prices.

Why Can’t You Withdraw Your BIGO Beans Yet

If the withdraw button is grayed out or you’re seeing an error, don’t panic. It’s usually one of these easy fixes:

  • You haven’t hit the minimum – You need at least 6,700 Beans to cash out.
  • No payment method linked – Make sure your bank account or Payoneer is connected.
  • Withdrawal password missing – This 6-digit code is required for security.
  • New Beans are on hold – Freshly earned Beans usually take 48 hours to become withdrawable.
  • Extra verification needed – Sometimes a quick ID upload is all that’s required.
  • Weekly limit reached – BIGO allows only one withdrawal per 7 days.

Simply open your Wallet, and the app will show exactly what’s missing. Fix it once, and future Bigo Beans withdrawals will be smooth without any issues.

FAQ About Cashing Out Beans on BIGO LIVE

Here are the answers to the most common questions about how to cash out beans on Bigo to make it easier for you without any errors: 

Can regular hosts cash out Beans?

Yes! Any verified host can cash out their Beans, whether you’re a casual streamer or full-time creator. You don’t need to be in a special agency, because agencies sometimes offer small bonuses or slightly different limits.

Do you need Payoneer to withdraw BIGO Beans?

Not at all! Payoneer is one popular choice, but you can also link your regular bank card. Both options work perfectly to withdraw the converted your Beans into actual earnings.

What is the BIGO minimum withdrawal limit

You’ll need 6,700 Beans, which is roughly $32 USD, to request a payout. Hit this milestone, and you’re ready to cash out.

How long does BIGO withdrawal take?

Most withdrawals arrive in 3–5 business days. For bigger amounts over $1,000, it can take a bit longer, up to 25–30 days, but the app keeps you updated on the status.

Are BIGO Beans and Diamonds interchangeable?

Not exactly the same, but close. Beans can be withdrawn as real money, but Diamonds are mainly for sending gifts. You can convert Beans into Diamonds at 3 Beans = 1 Diamond if you want to give gifts, but only Beans can be turned into cash. However, you don’t have to spend all your Bigo Beans. You can use Gamebar to top up Bigo Live with Diamonds. It’s a budget-friendly alternative for purchasing Diamonds at discounted prices, which we’ve already mentioned in the previous section.

Why is my withdrawal unavailable?

Usually, it’s one of these common reasons: not enough beans, unlinked payment method, missing withdrawal password, or new earnings still on hold. Simply follow: Open Wallet → Beans, and the app will show a clear message telling you exactly what to do next.

Conclusion

So, with that, we end our How to Cash Out Beans on BIGO LIVE guide. Now you know everything, from understanding BIGO Beans and meeting withdrawal requirements to step-by-step cashout instructions and troubleshooting common issues. Then it’s time to give value to your hard-earned Bigo Beans, reach the minimum requirement, and get your well-deserved payout for your streaming efforts!

Writer
Loren
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